Small business owners rely on innovation and creative thinking to manage cash flow. This is especially true for small businesses in the technology field.

In a field where innovation often leads to rapid growth, owners of technology companies can find themselves managing delayed receivables while trying to find cash to start new projects.

When these five companies came to Swift looking for fast funding, they all had one thing in common: they were building forward-thinking solutions for their clients and needed fast access to cash to deliver the expected results.

Bluestone ConsultingBluestone Consulting
Dave Gallo, Founder and Managing Director
Business mission: Design and develop cloud-based relationship management solutions for higher education, technology, and nonprofit clients.
Opportunity: With working capital, we can take on new accounts with monthly invoicing. We can start new projects, invoice for 30 days out, and give clients 30 days to pay.

“The team at Swift understands our business and tailored funding to meet our needs. Their application and approval process was so fast and easy, we are able to make ‘just in time’ decisions. We look at Swift as a solid business partner as we grow.”

Quantum TechnologyQuantum Technology Partners
Raymond Gittings, Partner
Business mission: Build an IT firm that is fair to its clients and rewarding to its employees.
Opportunity: With over 40 combined years of experience in the industry, we knew we had the right mindset to succeed.

“We found that being out on our own had challenges…most of that was finding the money to grow. With Swift, we had the money we needed to move forward: a quick process, no hidden agenda.”

Covenant DesignCovenant Design Technologies
Larry McNeill, Owner
Business mission: Install telephone and network cabling primarily in the medical/hospital market.
Opportunity: We wanted to take on a large government project as a subcontractor. I knew we would not have the cash flow to take on the job and pay our employees and vendors while waiting for payment.

“I had run my company without borrowing much, so we didn’t really have the credit to convince the bank to give us a line of credit. Using Swift not only allowed us to complete the project, but add some debt experience to our company’s financials.”

Fambrough and AssociatesFambrough and Associates
William Fambrough, CEO
Business mission: Provide video production services in the Kansas City area.
Challenge: Our clients kept extending their invoice payments to 60, 90, and then 120 days. Cash flow suffered. Then a couple of clients went out of business, causing a crisis.


“We needed funding quickly. Swift’s funding was very quick! Right on time. We were able to keep the doors open.”

Spark Plug GamesSpark Plug Games
John O’Neill, Founder
Business mission: Create games and interactive training and marketing products.
Challenge: The difficulty that small businesses face with taking on projects with corporate clients is often in the net-30 to net-90 terms that are required for contract work. Because the game industry is very risky, most banks and lenders did not offer options that would fit our cash flow needs.

“Swift allowed us to immediately begin work on our larger projects without being impacted by the client payment terms. Now that we have established the foundation for a managed cash flow experience, it allows us to plan better for future work and projects.”

If your technology company needs working capital to cover cash flow gaps and start new projects, alternative sources of small business funding can lay the foundation so that you don’t miss your next big opportunity.

Our mission at Swift Capital is to unleash the potential of every small business by providing them with fair and convenient access to working capital. We harness data and technology alongside personalized human expertise to see the true potential in every business. Did you like this post? Tell us what you’d like to see on our blog. Email us at [email protected]


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